Commonly that have a vacation signee that have less than perfect credit to your a home loan boost or down focus?

Commonly that have a vacation signee that have less than perfect credit to your a home loan boost or down focus?

My girlfriend and that i try to shop for property. We were advised it was better to feel the mortgage exclusively inside my term as just membership owner owed to their own credit score.

My personal real question is, between two different people to invest in a house to each other, you to having a great plus one that have bad credit, usually which have each other persons toward mortgage raise the rates of interest.