From the 10 years back We started applying for playing cards
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- #21
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- #twenty-two
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- #23
I cannot recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid personal business loans covid-19 the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had “too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For all of your dudes that need buying property otherwise loans anything.. hope to help you jesus you have a good credit score. In my opinion some men you to definitely accept that handmade cards worst you desire to see the picture as a whole. Just because *you* directly been able to shell out dollars having everything you doesnt indicate they is useful for everybody else. Despite the things i had written over I Also (at a time) reduced dollars getting what you. I won’t go into the reasons right here it worked out also to some degree. The main one downside to which was I am able to Never apply for a charge card.. you are going to never ever score a loan. Skip to buy a home until I robbed a bank.
To summarize for the past ten years I want to enjoys billed regarding the 100K value of blogs. Ive racked upwards a ton of prize issues ect ect. Periodically I spend bucks for content but you to definitely function I’m interested in a benefit. I know theres guys on right here which have looked at a good car or truck and also the people desires 3K because of it while start this new negotiations and you may force concerns shove additionally the wad of cash is released! Gotta like it!