[Resolved] Axis Financial Mortgage Horrible expertise in axis bank’s home loan

This is certainly Deepak of Bangalore . I minimal me for a long time away from writing which send to you personally. But, when i don’t select people response and accountability from Axis Bank, I could no more waiting.

All of this started a little while inside the February this current year. We booked a condo for the a flat into the Bangalore and you may was because of the contact out of Mr. Amit Sharma ([protected]) regarding Analytical Investment (for AXIS Financial) by builder. Mr. Amit met myself and that i explained your my personal salary, costs or other debts facts, considering and therefore, he affirmed me which i have the qualification of 23 lacs. As this count is enough personally commit to come, I proceeded with a knowing that qualifications is already examined. Amit told me this package from his colleague may come to take the documents and cheque to possess processing percentage because of it domestic financing. Following, I found myself contacted because of the Mr. Murugesh ([protected]), who appeared and you will collected my personal files and cheque out-of Rs. 5618 for the control fee. I didn’t hesitate within the giving the cheque because Mr. Amit got already confirmed myself from the my personal qualifications. Mr. Murugesh took a few of these and you will went back. The newest confirmation processes become and i also waited for long time thought one to things are going on well. Within this a couple of days, I spotted you to my checking account try debited towards cheque which i provided to AXIS Bank to have Rs. 5618. So it provided me with so much more trust you to things are going on better.

Easily did not have the fresh eligibility, I am not a trick to help you proceed with the financing procedure and you will spend my Rs

This is a surprise. There is no reason stated throughout the letter. We named AXIS Bank’s workplace and you can talked to Ms. Renu ([protected], landline [protected]. She said that the latest page is actually sent in error in addition they are nevertheless taking care of the loan processes. Afterwards, she named myself up and to my amaze; she asserted that my qualification isnt here on the financing. I was amazed. So it feedback originated AXIS Bank even if Mr. Amit had currently informed me that i got qualifications away from 23 lacs, following the target and other verification techniques have been done, following handling commission count is taken from my personal membership and you will immediately after waiting around for such a long time. We contended having Renu about precisely how you will definitely upcoming Mr. Amit tell which i encountered the qualifications. 5618. She again told me you to she’s going to work at their particular manager and you may come back to myself. She named once more a few days but, them to declare that little would-be done and you can my qualification is not truth be told there and also the loan can not be sanctioned. I got annoyed and you can questioned her to go back right back my personal processing commission matter. She told you the insurance policy is not here to return the quantity. I know out of HDFC and ICICI Bank that if they will not approve the borrowed funds, all data files along with the number are returned back again to the customer. But here, none did I get straight back my documents till go out, neither the amount.

While i watched there is nothing producing efficiency, I asked Renu to provide their particular manager’s number. She provided the amount (disappointed, Really don’t think about their title) just in case We entitled, he was riding and you will said that he’d call me straight back. We waited for a number of days to possess their name. You to okay big date, you to Ms. Indu (I do believe this is the name) called me and you may mentioned that their manager wished to learn as to the reasons I’d called him a short while back. We said their entire facts however,, she heard and you can said exactly the same thing brand new processing commission can not be returned. As i requested their particular once again, she asserted that she’ll talk to her manager and call me personally right back. That it never occurred. To follow right up, while i called and you can keep in touch with their own, she told you their own director is out of channel and you can she does not see when he might possibly be right back. Today, shortly after over each week, I’m nevertheless awaiting the new manager’s name.

Sir, as you come across, this might be an awful feel. I found myself told that a board possess examined AXIS Bank since the an informed bank. I am not sure just how. At the very least, I would never ever point out that. You can see they own given false details about the fresh new eligibility, collected the fresh Marion loans data files, pulled brand new control payment immediately after which reverted right back stating that eligibility is an issue. Right until date, they have not came back the brand new documents or even the number. Qualifications ‘s the to begin with you to a consumer takes care and attention just before providing people operating payment. However,, AXIS Bank keeps cheated contained in this respect and has generated particular currency out of this. I am not sure how many anyone could have educated so it which have AXIS Financial. It looks like a good company in their eyes. I do not consider he has got any organization Stability. How can they offer untrue information into the customers and come up with currency?

Abruptly, eventually I had a letter inside my physical address stating that AXIS Financial cannot supply the financing in my opinion

Sir, I would personally and that request you to please consider this dilemma urgently which help safeguard new customers’ rights. You assist will surely ensure that AXIS Bank will not recite for example cases down-the-line that have some other buyers.